Day's Financing: Credit and Layaway Programs

Three Special Financing Options!

1) No Interest if paid in full within 12 Months*

Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

*No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.9%. Minimum interest charge is $2.

2) 9.99% APR for 36 Months*

Fixed monthly payments required for 36 months.

*Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.21% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%  Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

3) In-house Financing with a Day's Charge Card

Day’s Preferred Guest Card in-house financing for you, handled by us. At Day's Jewelers, we believe “if it is best for the guest, it’s the best for us.” While other jewelers have passed financing off to national corporate lenders, we continue offering the personalized, in-house financing at a fair interest rate, all with you in mind. We hand evaluate every account- from decisions to payments, or just to answer any questions, comments or concerns you might have, we are here to offer personalized service leaving the only difficult part to be deciding on the perfect gift.

• Easy application process, available in all of our stores and online
• Personal in-house financing
• Flexible monthy payment plans
• Payment Plans offered up to 20 Months
• Quick and Easy Online, Phone, Mail or In-Store Payment methods
• Text message Payment reminders
• APR 19.8%

Please contact our Day's In-House Credit Department directly for:

• Current Day’s Charge Account balance
• Available credit on your Day’s Charge Account
• Transaction history on your Day’s Charge Account

Contact Joe or a Credit Specialist at (207) 680-1679 or 1-800-439-3297, or email us at credit@daysjewelers.com

Frequently Asked Questions