Day's Financing: Credit and Layaway Programs

Three Special Financing Options!

1) In-house Financing with a Day's Charge Card

Day’s Preferred Guest Card in-house financing for you, handled by us. At Day's Jewelers, we believe “if it is best for the guest, it’s the best for us.” While other jewelers have passed financing off to national corporate lenders, we continue offering the personalized, in-house financing at a fair interest rate, all with you in mind. We personally evaluate every account- from decisions to payments, or just to answer any questions, comments or concerns you might have, we are here to offer personalized service leaving the only difficult part to be deciding on the perfect gift.

• Easy application process, available in all of our stores and online
• Personal in-house financing
• Flexible monthy payment plans
• Payment Plans offered up to 20 Months
• Quick and Easy Online, Phone, Mail or In-Store Payment methods
• Text message Payment reminders
• APR 19.8%

Please contact our Day's In-House Credit Department directly for:

• Current Day’s Charge Account balance
• Available credit on your Day’s Charge Account
• Transaction history on your Day’s Charge Account

Contact Holden or a Credit Specialist at (207) 680-1679 or 1-800-439-3297, or email us at credit@daysjewelers.com

Frequently Asked Questions

2) Apply for a Synchrony Account

A) No Interest if paid in full within 12 Months*

Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

*No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.9%. Minimum interest charge is $2.

B) 9.99% APR for 36 Months*

Fixed monthly payments required for 36 months.

*Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.21% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%  Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

3) Put it on Layaway

Have you ever seen that perfect piece of jewelry that you just had to have or a gift that you just had to give, but you settled for something else because the one you really desired wasn't in your budget? Day’s Jewelers offers a layaway program for purchases made online and within each of our store locations.

Our Layaway Program in our Stores in Maine and New Hampshire:

1. Come into one of our store locations
2. Put 10% down using any of the following payment methods: cash, debit card, check, money order or credit card
3. Make a payment plan to pay at least 10% every month

Our Online Layaway Program:

1. Call us at 800-439-3297
2. Put 10% down using any of the following payment methods: debit card, check, money order or credit card
3. Make a payment plan to pay at least 10% every month

The best part is there are no service fees* and no interest.

With Day's Jewelers exclusive layaway program, you can have what you really want! At Day's, we take pride in offering everyone the opportunity to own fine jewelry.

To set up your online layaway plan or if you have any questions, please call Kathy, our Customer Service Specialist, at 800-439-3297. You can also email our team at info@daysjewelers.com.

If you prefer to establish a layaway plan in person, simply visit or contact any of our store locations and we would be happy to assist you.

*If you have to cancel your layaway after thirty days, we will keep 20% of the total required deposits as restock fees. Full deposit may be applied towards an immediate new purchase.